| Maintenance
service to be offered to
Scottish Rite families
August 2002
By Robin Robinson
The Northern Light
When Philip G. Haddad Jr. was a boy, he
would accompany his father to the cemetery every Sunday and
wait while his father paid his respects to his deceased parents.
"Someday, you will appreciate how important it is to
honor the dead," his father said to him then.
At 11, he probably did not give that idea
much thought, but later in life Haddad took that concept and
turned it into an innovative and successful business. The
former funeral director is president and CEO of Westland Services
Corporation of Westborough, MA. The company provides grave
site maintenance for a period of 25 years or longer anywhere
in the country at a one-time cost.
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Following in his father's ideological footsteps,
Haddad believes, "A life worth living is a life worth
remembering." It is his personal and professional motto.
He has also passed the concept on to his two children, Stephanie,
25, and David, 23, who work with him at Westland. A member
of Athelstan Lodge, Brother Haddad lives with his wife Carolyn
in Worcester. He founded the business in 1987 in Westborough,
and since, it has expanded into 21 states and 80 metro cities.
Haddad predicts that the company will be nationwide in two
years, with almost 400 offices. According to Haddad, Westland
has been the catalyst in the creation of the "remembrance
industry," not to be confused with the "death-care
industry," which refers to funeral-related services.
"The passing of a loved one is not an end, but a beginning,"
he said. "We must find an appropriate way in which to
properly and respectfully remember our loved ones." Personalized
care at the grave site provides that remembrance. However,
for a variety of reasons, family members are often unable
to attend to the grave sites. Haddad said he starting seeing
the trend developing in the late 1960s. As a courtesy, Haddad,
then a funeral director, volunteered to care for grave sites
for his clients. Soon he was responsible for more than 20
sites. He reasoned that if this was such a major concern for
his clients, it must bother many. "Fifteen years ago,
no one thought of preplanning a funeral, and now it is a multibillion-dollar
business," he said. "Grave site care will follow."
Market research over a 10-year period showed that many people
were indeed troubled over who would care for their grave site.
In fact, it was number three on a list of five worries, according
to Haddad.
First on the list of concerns was health
and financial stability; people want to be prepared for their
retirement. The second matter concerned is- sues surrounding
their death; where, when, how? Third was the worry of who
would care for the grave. Fourth concerned making peace with
the creator and fifth was apprehension regarding materialistic
affairs; will travel, owning a boat, a retirement home, be
possible? Haddad's firm, the nation's only provider of personalized
long-term beautification and maintenance services, uniquely
addresses the need for graveside care. Maintenance involves
cleaning the monument, planting flowers, caring for, cutting
and removing them in the fall. Westland also in- stalls a
winter basket or wreath at Thanksgiving, and sends photos
to the family twice a year.
The service, called Peace of Mind Program,
includes four customizable maintenance and beautification
plans. All service plans carry a prorated performance guarantee
in writing. The proceeds are held in a custodial ac- count
at a trust department of a major financial institution to
assure that funds are available throughout the term of each
service plan. The one- time cost depends on the degree of
care, with the minimum plan starting at $3,900 (for 25 years),
or about $160 a year. Extensive plans can cost from $6,700
to $13,900 for the 25-year period and some clients have dedicated
as much as $75,000 for the upkeep of family mausoleums, Haddad
said. The cost is driven by the frequency of maintenance visits.
Site visits can occur seasonally, monthly, biweekly, weekly,
or even daily.
Some families opt for entering an "Irrevocable
Burial Maintenance" con- tract for providing long-term
care and maintenance of the client's burial plot. The funds
used qualify as a spend down for those carrying out Medicaid
planning.
Payment for Westland's Irrevocable Burial
Maintenance contract constitutes a transfer for full and adequate
consideration. Therefore, it is not counted as an asset available
for nursing home payments (even if made within the "look-back"
period).
Over the years, Haddad has found that having
the grave site care actually compels those left behind to
visit the grave more often.
'We have discovered that people go to the
grave site twice as often when they don't have the responsibility
of the maintenance and care," he said. The alleviation
of guilt probably makes the cemetery a more comfort- able
place to visit. Encouraged by Sovereign Grand Commander Robert
0. Ralston, who supports the innovative service, Haddad will
offer The Peace of Mind program to Masons throughout the Northern
Masonic Jurisdiction. Information will be sent to members
within the next year.
If you are interested in learning more about
the program, contact Westland Services Corp., at the Web site
at wwwwestlandsweb.com or e-mail to westlandsweb@rcn.com or
phone 800-622-0772.
Haddad learned firsthand how important respectful
remembrance is when his father died in 1965.
'I was 19 when my father died suddenly at
age 51," he said. 'It was only then that I truly realized
how important respectful remembrance was for me - to live
on and make him proud - as he said to me each day as he left
for work."
From 1981 through 1993, Haddad was part
owner of Caswell-King Funeral Homes in Worcester and Hold-
en, MA. Since 1994, he has been part owner of Nordgren, Memorial
Chapel in Worcester. In the early 1980s, he co-developed the
"Orthodox Section" of Hope Cemetery in Worcester,
for the Council of Eastern Orthodox Churches of Central Massachusetts.
Carrying on the family tradition, Haddad
visits his parents' graves often to pay his respects.
He said he likes to go around dusk, and
sometimes he sits and contemplates life and even asks his
parents for advice. "I don't get answers, of course,
but the vibrations are good," he said.
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